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LIFE DESIGN TOOL
Hours of Your Life Budget
Every expense is hours of working life sold. See what you're actually trading — in hours, not dollars.
YOUR NET HOURLY RATE
$31.88
$85,000/yr × (1 − 25% tax) ÷ 2000 working hours
Your Income
$
%
Monthly Expenses
$
$
$
$
$
LIFETIME SECONDS YOU'RE TRADING
193.26M
53,684.7 hours over 40 working years — on this expense list alone.
HOURS / MONTH
111.8
HOURS / YEAR
1,342.1
HOURS / LIFETIME
53,684.7
What Each Expense Costs You
Ranked by monthly hours sold.
Rent / Mortgage
58 hrs/mo= 100.29M sec lifetime
Groceries + dining
22 hrs/mo= 37.95M sec lifetime
Car payment + insurance
19.5 hrs/mo= 33.61M sec lifetime
Utilities
6.6 hrs/mo= 11.38M sec lifetime
Subscriptions + phone
5.8 hrs/mo= 10.03M sec lifetime